![]() ![]() However, they may not offer the best interest rate. Dealership - While dealership financing is convenient, you buy a car from the dealer and they do all the paperwork for you.You can get pre-approved from the bank so that you know how much you can finance and what kind of car you can afford. Sometimes, you may even get a reduced rate if you set up auto payment. ![]() Banks - Your local bank or national banks usually offer the most competitive interest rate. ![]() With online lenders, you don't even need to leave your house to get an auto loan.
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